Manhattan Trust

Manhattan Trust Documents

Who is Manhattan Trust?

Manhattan Trust International Insurance is domiciled in Puerto Rico and offers a comprehensive range of insurance and financial products that cater to individuals, families, and distribution partners. Their portfolio offers diversity and flexibility while delivering exceptional performance. Their primary goal is to offer policyholders top-notch products that ensure effective planning for the future, safeguard your loved ones, and foster wealth accumulation.

They prioritize providing high-quality and dependable solutions, complemented by responsive, efficient, and courteous service. To enhance convenience, a  customer portal enables round-the-clock access from laptops, tablets, and mobile devices, ensuring easy and seamless interactions at any time.

What solutions do they offer?

1. Fixed Annuity Income- Experience the security of fixed indexed annuities that offer protection during market downturns while providing growth opportunities linked to the U.S. market.

2. Market Shield Savings- plan participants can make regular contributions while enjoying unlimited upside potential.

3. Universal Life- universal life insurance is a versatile solution designed to meet the needs of individuals and families, offering value, protection, and growth in one comprehensive package.

4. Term Life- Safeguard your loved ones and valuable business assets in the face of unforeseen circumstances is achievable through term life insurance. Manhattan offers straightforward and affordable range of term life products, providing policyholders with customizable options to ensure the financial well-being of their families for years to come

Key features of Universal Life

Combining both a death benefit and cash value growth, universal life provides you with lifelong financial protection and peace of mind. From day 1, your policy accumulates cash value at a fixed interest rate.

• Insurance and savings wrapped in one policy

• Permanent, low-cost protection with adjustable premiums

• Freedom to adapt coverage as needed

• Cash Value accumulation at a competitive rate

• Access to your cash value to pay for expenses or emergencies

Key features of Term Life

Give your loved ones financial protection in the event of a premature or unexpected loss with simple, low-cost term life insurance.

• Competitive premium rates

• Premiums guaranteed to remain the same throughout the Term period

• 10, 15, 20 and 30-year term options

• Totally digital interface available for 24/7 access via secure portal

• Additional coverage available through add-ons including:

  • Spousal and child coverage

  • Accidental death and dismemberment

  • Terminal illness accelerated payout

  • Waiver of premium during disablement

Calculate how much life insurance you need

Key features of Market Shield Savings Plan

• As long as your investments are paid timely and no withdrawals or loans are taken, you are guaranteed to receive back 140% at the end of your 15-year investment period

• $2,400/year minimum investment

• Plan in USD for ages 0-70

• Unlimited upside for investments, which are invested into S&P

• 7.5% loyalty bonus at year 10 & 15 if there are no withdrawals or missed payments

• 101% guaranteed death payout in the event of death during period

Calculate how much you need to retire

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