Privacy Policy

Personal Finance Advisor ("PFA") Policy

Effective Date: 2021-11-07

Introduction

PFA is committed to protecting the privacy of your personal information. This Privacy Policy explains how we collect, use, and share your personal information when you visit our website, request a consultation, or receive a proposal or advice from us.

What Personal Information Do We Collect?

We may collect the following personal information from you:

• Contact information, such as your name, email address, mailing address, and phone number

• Demographic information, such as your age, gender, and country of residence

• Financial information, such as your income, assets, and liabilities

• Beneficiary information, such as the names and dates of birth of your beneficiaries

• Health information, such as your medical history and smoking status

• Other personal information that you provide to us when you request a consultation, proposal, or advice from us

How Do We Use Your Personal Information?

We use your personal information to:

• Provide you with the consultations, proposals, and advice that you request

• Process your application for an international life insurance, retirement, or university fee plan

• Administer your policy

• Provide you with customer service

• Conduct market research and improve our products and services

• Comply with legal and regulatory requirements

How Do We Share Your Personal Information?

We may share your personal information with the following third parties:

• Insurance companies and underwriters

• Third-party service providers who help us to provide our products and services, such as IT service providers, claims administrators, and marketing partners

• Government agencies and regulators, as required by law

How Do We Protect Your Personal Information?

We use a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include:

• Physical security measures, such as restricted access to our offices and computer systems

• Technical security measures, such as firewalls and encryption

• Administrative security measures, such as employee training on privacy and security procedures

Your Choices

You have the following choices with respect to your personal information:

• You can choose not to provide us with any personal information. However, this may limit your ability to use our products and services.

• You can request access to your personal information or request that we correct or delete your personal information.

• You can opt out of receiving marketing communications from us.

To exercise your choices, please contact us at timothy@personalfinaneadvisor.net

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make any material changes to this Privacy Policy, we will post a notice on our website and/or send you an email notification.